WETHINGTON INSURANCE AGENCY,
INC. PRIVACY NOTICE
Please note that this statement is only a summary of our privacy
practices and not a request for information or validation from you. It is not
necessary for you to “opt out” or respond to us.
PURPOSE OF THIS NOTICE:
Title V of the Gramm-Leach-Bliley Act (GLBA) prohibits us from sharing nonpublic personal information
about you with a third party unless we provide you with this notice of our
privacy policies and practices describing the type of information that we
collect about you and the categories of persons or entities to whom that
information may be disclosed. In compliance with the GLBA, we are providing you
with this document, which notifies you of the privacy policies and practices of
WETHINGTON INSURANCE AGENCY,
INC. (Hereafter
referred to as Wethington Insurance). At Wethington Insurance, we understand
your concerns about privacy. This notice, which describes our use and
protection of nonpublic personal information (“customer information”), will help
you understand how we treat your customer information. Whether you’re doing
business directly with us or through wethingtoninsurance.com, we want
you to know that Wethington Insurance respects your privacy and protects your
information.
• We
do not sell your customer information.
• We
do not share customer information with persons, companies, or organizations
outside of Wethington Insurance that would use that information to contact you
about their own products and services.
• We
expect persons or organizations that provide services on our behalf to keep
customer information confidential and to use it only to provide the services
we’ve asked them to perform.
• Within
Wethington Insurance, we communicate regarding the need to protect your
information to those individuals who may have access to it, and we’ve
established physical, electronic, and procedural safeguards to protect customer
information.
What do we do with your customer
information?
Wethington Insurance does not sell
your customer information, or medical information, to anyone. Nor do we share
it with companies or organizations outside of Wethington Insurance that would
use that information to contact you about their own products and services. If
that practice were ever to change, we would offer you the ability to opt out of
this type of information sharing, and we would offer you the opt out with time
for you to respond before the change in our practice takes place.
To help you with your overall
insurance program, your agent may use customer information for marketing
purposes. We may also use customer information to communicate with you about
products, features, and options you have expressed an interest in or that we
believe may be of interest to you.
We may, without authorization but
only as permitted or required by law, provide customer information to persons
or organizations both inside and outside of Wethington Insurance in order to
fulfill a transaction you have requested, service your policy, or market our
products to you, investigate and/or handle claims, detect and/or prevent fraud,
participate in insurance support organizations, or comply with lawful requests
from regulatory and law enforcement authorities.
What kind of customer information do we have, and where did we get it?
Much of the customer information
that we collect comes directly from you. When submitting your application or
request for insurance or other products and services we offer, or in requesting
an insurance quote, you may give us information such as your name, address, and
Social Security number. We also keep information about your transactions with
our affiliates, others, or us - for example, the types of products and services
you purchase from us, premiums, account balances and payment history. We may
also collect information from our Web site such as your activity while using
our site and information from online collecting devices known as “cookies”.
We also may collect information
from outside sources, including consumer reporting agencies and health care
providers. This information includes loss information reports, motor vehicle
reports, credit reports, and medical information.
WETHINGTON
INSURANCE AGENCY PRIVACY NOTICE
How do we protect your customer information?
When we share customer information
with companies working on Wethington Insurance’s behalf, we expect those
companies to use that information only to provide the service we have asked
them to perform. Within Wethington Insurance, customer information is available
to those individuals who may need to see it to fulfill and service the needs of
Wethington Insurance customers. We communicate regarding the need to protect
customer information to all employees and agents, especially those individuals
who have access to it. Plus, we’ve established physical, electronic, and
procedural safeguards to protect customer information. Finally, should your
relationship with Wethington Insurance end, your customer information will
remain protected in accordance with our privacy practices as outlined in this
Important Notice.
If you are an Internet user...
Our website, wethingtoninsurance.com,
provides information about Wethington Insurance, our products, and the
Insurance companies that we represent. You may also perform certain
transactions on the Web site. This Privacy Statement applies to users of
wethingtoninsurance.com, regardless of whether the user is a customer of
Wethington Insurance. What security procedures do we use to guard against the
loss, misuse, alteration, or theft of information while that information is being
submitted to Wethington Insurance over the Internet? We use the Secure Socket
Layer (SSL) protocol, secure servers and security protocol to safeguard the
information you submit. To help ensure the security of your personal and
financial information that you submit to us (other than via an e-mail message),
we use security software to encrypt the information before and during its
transmission through the Internet. We only allow information to be submitted
for transmission if your browser is compatible with our security software. If
your browser is not compatible, you will receive a message indicating your
transaction can be completed but at a lower level of security. E-mail messages
are not secure. Our security software does not encrypt e-mail messages. E-mail
messages traveling through the Internet are subject to viewing, alteration, and
copying by potentially anyone on the Internet.
We take seriously the issue of
safeguarding your privacy online. However, please note that you should exercise
discretion with respect to the submission of any personal or financial
information via e-mail. Please keep in mind that transmitting information via
e-mail over the Internet is never completely secure and thus any information
submitted may be intercepted, collected, used or disclosed by others. If you
are concerned about the security of your communication, we encourage you to
send your correspondence through the postal service or use the telephone to
speak directly to us. We are not responsible for the security or confidentiality
of communications you send to us through the Internet using e-mail messages.
Updates and Feedback to This
Privacy Notice
If we need to amend this Privacy
Notice in the future, we will note the date of revision at the bottom of the
page. If we make any substantial changes in the way we use your personal
information, we will notify you and provide additional instructions as
necessary.
If you have further comments about
this statement you may address your comments to us:
Via e-mail to: info@wethingtoninsurance.com
In writing to: Privacy Statement,
Post Office Box 37, Walton, KY 41094.
Thank you for choosing Wethington
Insurance for your insurance needs.